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<br/> WINTER 2015<br/> WWW.THE–FINANCEDIRECTOR.COM<br/> FDE<br/> briefings:<br/> London, Stockholm<br/> and Helsinki<br/> Portfolio<br/> transformation<br/> Tapio Korpeinen explains UPM's<br/> move from European paper<br/> giant to global Biofore leader<br/> ALSO IN THIS ISSUE:<br/> FDs from Standard Life and O2 on<br/> harnessing the new digital landscape<br/> HCM: Bill Huffaker, General Motors • Globalisation: Robin Brown, United Biscuits • Viewpoint: LMA Finance Committee<br/> ALD Automotive is the largest European<br/> player in the full operational leasing and fleet<br/> management industry. A pioneer in mobility solutions,<br/> ALD Automotive is continuously innovating to be able<br/> to guarantee the best products to its customers, to<br/> support fleet managers on their daily work and to provide<br/> drivers with the solutions that best fit their needs.<br/> aldautomotive.com<br <a title="FDE Winter 2015 + Archive page 1" href="http://viewer.zmags.com/publication/51206023?page=1"> WINTER 2015 WWW.THE–FINANCEDIRECTOR.</a> <a title="FDE Winter 2015 + Archive page 2" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=2"> ALD Automotive is the largest </a> <a title="FDE Winter 2015 + Archive page 3" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=3"> Foreword On the web... Find thought leadership, </a> <a title="FDE Winter 2015 + Archive page 4" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=4"> URI. at the Gotthard </a> <a title="FDE Winter 2015 + Archive page 5" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=5"> Contents In this issue... Cover story 32 </a> <a title="FDE Winter 2015 + Archive page 6" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=6"> geb.com </a> <a title="FDE Winter 2015 + Archive page 7" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=7"> Contents 28 What's your 2020 vision? </a> <a title="FDE Winter 2015 + Archive page 8" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=8"> The intelligence &gt; News &amp; vital statistics News</a> <a title="FDE Winter 2015 + Archive page 9" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=9"> The intelligence &gt; News &amp; vital statistics RESE</a> <a title="FDE Winter 2015 + Archive page 10" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=10"> The intelligence &gt; News &amp; vital statistics AWA</a> <a title="FDE Winter 2015 + Archive page 11" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=11"> NEW CAMPUS FOR 2017 FRANKFURT THE FUTU</a> <a title="FDE Winter 2015 + Archive page 12" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=12"> INTELLIGENCE IMPACT Oxford Chicago Valuation</a> <a title="FDE Winter 2015 + Archive page 13" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=13"> Event &gt; Helsinki dinner Gear shift At the inaugur</a> <a title="FDE Winter 2015 + Archive page 14" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=14"> Events &gt; Breakfast meeting Deal with it How does </a> <a title="FDE Winter 2015 + Archive page 15" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=15"> Events &gt; Breakfast meeting aspect of society, b</a> <a title="FDE Winter 2015 + Archive page 16" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=16"> Events &gt; Breakfast briefing An effective investm</a> <a title="FDE Winter 2015 + Archive page 17" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=17"> Events &gt; Breakfast briefing In the age of a</a> <a title="FDE Winter 2015 + Archive page 18" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=18"> Insight &gt; Digital innovation Assure </a> <a title="FDE Winter 2015 + Archive page 19" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=19"> Insight &gt; Digital innovation the fundamental c</a> <a title="FDE Winter 2015 + Archive page 20" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=20"> Insight &gt; Digital innovation online now – and </a> <a title="FDE Winter 2015 + Archive page 21" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=21"> 15 16 MARCH 2016 ExCeL LONDON Tickets</a> <a title="FDE Winter 2015 + Archive page 22" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=22"> Company insight &gt; Digital innovation The need f</a> <a title="FDE Winter 2015 + Archive page 23" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=23"> Company insight &gt; Digital innovation you're goi</a> <a title="FDE Winter 2015 + Archive page 24" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=24"> Insight &gt; Digital innovation Are you a digital </a> <a title="FDE Winter 2015 + Archive page 25" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=25"> Insight &gt; Digital innovation vulnerable to disr</a> <a title="FDE Winter 2015 + Archive page 26" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=26"> Company insight &gt; Digital innovation Simplicity</a> <a title="FDE Winter 2015 + Archive page 27" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=27"> Company insight &gt; Digital innovation Fiori can r</a> <a title="FDE Winter 2015 + Archive page 28" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=28"> Insight &gt; Digital innovation What's your 2020 v</a> <a title="FDE Winter 2015 + Archive page 29" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=29"> Insight &gt; Digital innovation Tunc Tezel, f</a> <a title="FDE Winter 2015 + Archive page 30" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=30"> Company insight &gt; Digital innovation Check-in a</a> <a title="FDE Winter 2015 + Archive page 31" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=31"> Company insight &gt; Digital innovation © Fotostudi</a> <a title="FDE Winter 2015 + Archive page 32" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=32"> The big interview &gt; Tapio Korpeinen Portfolio t</a> <a title="FDE Winter 2015 + Archive page 33" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=33"> The big interview &gt; Tapio Korpeinen D </a> <a title="FDE Winter 2015 + Archive page 34" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=34"> The big interview &gt; Tapio Korpeinen </a> <a title="FDE Winter 2015 + Archive page 35" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=35"> The big interview &gt; Tapio Korpeinen renewable b</a> <a title="FDE Winter 2015 + Archive page 36" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=36"> Insight &gt; Human capital management Take charge </a> <a title="FDE Winter 2015 + Archive page 37" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=37"> Insight &gt; Human capital management presents to </a> <a title="FDE Winter 2015 + Archive page 38" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=38"> Company insight &gt; Human capital management Lend</a> <a title="FDE Winter 2015 + Archive page 39" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=39"> Company insight &gt; Human capital management I've</a> <a title="FDE Winter 2015 + Archive page 40" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=40"> Insight &gt; Treasury &amp; cash management National ser</a> <a title="FDE Winter 2015 + Archive page 41" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=41"> Insight &gt; Treasury &amp; cash management “When</a> <a title="FDE Winter 2015 + Archive page 42" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=42"> Company insight &gt; Treasury &amp; cash management A </a> <a title="FDE Winter 2015 + Archive page 43" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=43"> Company insight &gt; Treasury &amp; cash management pl</a> <a title="FDE Winter 2015 + Archive page 44" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=44"> Insight &gt; Fleet &amp; mobility management The fleet a</a> <a title="FDE Winter 2015 + Archive page 45" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=45"> Insight &gt; Fleet &amp; mobility management scenario.</a> <a title="FDE Winter 2015 + Archive page 46" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=46"> Adaptability Flexibility Innovation The world i</a> <a title="FDE Winter 2015 + Archive page 47" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=47"> Company insight &gt; Fleet &amp; mobility management T</a> <a title="FDE Winter 2015 + Archive page 48" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=48"> Insight &gt; Globalisation United we stand When a T</a> <a title="FDE Winter 2015 + Archive page 49" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=49"> Insight &gt; Globalisation The brand began in </a> <a title="FDE Winter 2015 + Archive page 50" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=50"> Insight &gt; Globalisation biscuit manufacturers i</a> <a title="FDE Winter 2015 + Archive page 51" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=51"> </a> <a title="FDE Winter 2015 + Archive page 52" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=52"> Insight &gt; Globalisation Africa and beyond for </a> <a title="FDE Winter 2015 + Archive page 53" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=53"> do – but even in biscuits there are still many va</a> <a title="FDE Winter 2015 + Archive page 54" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=54"> Company insight &gt; Globalisation Helsinki: a hub</a> <a title="FDE Winter 2015 + Archive page 55" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=55"> Company insight &gt; Globalisation Zalando is exp</a> <a title="FDE Winter 2015 + Archive page 56" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=56"> Company insight &gt; Globalisation World-class ICT</a> <a title="FDE Winter 2015 + Archive page 57" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=57"> Insight &gt; Viewpoint Market modernisation Senio</a> <a title="FDE Winter 2015 + Archive page 58" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=58"> Insight &gt; Viewpoint technology kicking and scre</a> <a title="FDE Winter 2015 + Archive page 59" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=59"> </a> <a title="FDE Winter 2015 + Archive page 60" href="https://web.archive.org/web/20170204153311/http://viewer.zmags.com/publication/51206023?page=60"> www.volkswagenleasing.de/internationalfleet </a>