Send money like a text. No fees. No borders. No one else is doing this. 👏

Finally. You can share money like everything else online — whether your friends are in the same room or a different country. Super easy and totally free. The way it should be.


We’re free to download and to use — wherever your friends are. Even between currencies, there are no exchange rate markups and no fees. (The rate we get is the rate you get.)


Sign up in seconds to start sending money (and receiving it 🙌 ) right from your phone.


Skip the ATM, the cheque and the excuses and text cash whenever you need to.


We’re built around conversations not transactions, so it’s like texting. Send photos, GIFs and emoji and chat with up to 20 people at once as you move money.

How we keep your money safe

Your account details are double encrypted and you can set limits and enable text verification and fingerprint ID. Your privacy is extremely important to us.

Learn more

So many ways to Circle

Create groups and split the cost: 3 pizzas, 5 friends, no problems.

Get sis back for the concert tickets she scored the second they went on sale

Text your share of the rent (no cheques and no card reader necessary)

Send your friend abroad a pint when you can’t watch the match together

Chip in for dinner even when your wallet stays home

Instantly pay the personal trainer, babysitter or guy who carried your couch upstairs

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