Objective: The main purpose of the this scheme is to fund the different festivals like Diwali, Gurpurab, Basakhi, Durga Puja etc. The bank provides the finance to to enjoy these festivals.

Eligibility: This loan is for Govt/Non-Govt./Public/Private sector undertaking/corporation employees having the confirmed services of atleast two years and off cheque Facility.

Loan Limit:

3 times the Basic salary of the employee

Max of 25000/- subject to total deduction for the loan instalment should not exceeds 50% of Net Monthly Salary

Interest: 16.15% per annum.

Margin: No Margin

Security:

1.Cheque of Facility

2.Third Party Guarantee which is acceptable to Bank

Repayment: 10 equated monthly installment