Amazon Business
American Express Card

No annual fee^¤

Special offer: Get a $120 Amazon.com Gift Card^† upon approval for the Card. Eligible Prime members get a $150 Amazon.com Gift Card^† upon approval for the Card.^⁎‡

Apply now

♦†Offer Terms

‡ Benefit Terms

¤Rates & Fees

^⁎See a full list of eligible Prime memberships

Your business. Your rules.

Earn rewards or enjoy payment terms^‡

Choose your benefit option purchase by purchase^‡

Focus on your bottom line...

Get unlimited rewards on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.), or apply towards a purchase on your statement.^‡

...or free up cash flow

Rather buy now and pay later? Take extra time to pay interest free on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market.^‡

Boost your rewards

At U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers^‡

On other purchases^‡

Get more with
Amazon Business

Enhanced data views

Amazon Business purchases will be listed item by item so you can track business purchases at a glance.

Business-only pricing

Enjoy exclusive prices and quantity discounts on more than 5 million products.

Employee purchase control

Set up multi-user accounts, shared payment methods, approval workflows, and spending limits.

Business benefits
from American Express

Business tools

Employee Cards^‡
Connect to Quickbooks®^‡
Spend Manager^SM^‡
Account Manager^‡
Year End Summary^‡

Shop with confidence

Purchase Protection^♦
Return Protection^‡
Extended Warranty^♦

Travel protections & assistance

Car Rental Loss and Damage Insurance^♦
Travel Accident Insurance^♦
Global Assist® Hotline^‡
Baggage Insurance Plan^♦
Roadside Assistance^‡

No foreign transaction fees

Use your Card globally and pay no foreign transaction fees on your purchases.^‡¤

131 customer reviews

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Algesoft

Overwhelmed by Amazon generosity

November 14, 2018

Wow, I was trusted with $500 of credit limit! To put in perspective on my Costco Citi Visa business account my limit is $70,000. Oh well, you're getting $125 gift card.

218 people found this helpful

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Amazon Customer

There's No Glitch if They've Never Heard of It.

November 26, 2018

So, I tried to apply for the card, got to the 3rd step and could not submit without reviewing the terms & conditions. Did that, but it then would not let me get back to my application. So, I did it again - same result. So, I thought I'd start a chat to let them know of the problem. After explaining the situation in the Chat 5 times - literally - I was transferred to a phone agent, who told me to try it again because she had not heard of this issue. When I informed her that I had already tried twice, she basically told me there was nothing she could do. I asked if she could escalate the problem because I saw another customer who had the same issue - I even read the review to her. She told me again that she had not heard of the issue and there was nothing she could do. Well, Amazon, usually I'm impressed with your service - you missed the boat on this one.

168 people found this helpful

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Dan Lovejoy

High APR

October 28, 2018

The APR starts at 16.99% and goes as high as 29.99%.
This might be good for a small business starting out, but the terms are too high for me.

198 people found this helpful

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John Keister

Amex will sue you personally

October 25, 2018

Amex slammed my account with the Pay over time program shut it down and sued me. Wtf? Watch out Amex does not have your business in mind.

227 people found this helpful

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Sam

Approved but with a small credit limit 500.00 - My average credit limit is 6k. Disappointed

October 27, 2018

Approved but what a small credit limit considering I get 5K on a average, I Just got 500.00?
A little disappointing If i have to pay an annual fee.

167 people found this helpful

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cmw

NEW AMAZON AMERICAN EXPRESS CARD

November 1, 2018

Pressed the submit button and nothing happened? Don't know if went through or not! Not going to fill it out all again!

137 people found this helpful

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Vicki Harte

Maybe there is a glitch

November 5, 2018

I filled out the application and was asked to read the terms and conditions first. It would not let me submit otherwise. I did so and could not get out of the T&C; without losing my application so I could never hit submit. Disappointed it did not work, I tried multiple times. I have always loved AMEX and a huge Amazon fan, both for the frictionless yet secure experiences they provide. This was more frustrating than frictionless.

127 people found this helpful

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The Device Medics

So the Interest is Higher, This is a card for middle of the road credit.

October 29, 2018

I have spent 38 years trying to get AMEX credit and be it $500 or $5000, I am happy to be approved. I already had the Chase Visa with $9500 credit but the APR was too high....Its been paid off and now Ill switch my Amazon Credit decisions that aren't Debit to AMEX and build a great history with them.... Plus the card is pretty spiffy or so I think!

105 people found this helpful

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Amazon Business
American Express Card

Your business. Your rules.