Privacy
Introduction
We recognise our responsibility to treat the information we obtain about you with care. Please take a few minutes to read this section carefully as it contains important information relating to the details that you've given or should give to us. It explains how we may use your details and tells you about the systems we have in place that allow us to detect and prevent fraudulent applications and claims.
We use personal information about you to provide you with a quote. Some of the personal information we ask you to provide may be sensitive. If you buy one of our policies, then we'll treat you as having given us consent to use any sensitive personal data in connection with the administration of your policy
UK Money Laundering Regulations
We are obliged to conform to the UK Money Laundering Regulations and to the guidance notes from the Joint Money Laundering Steering Group. This process may require sight of certain documentation to verify client identity and place of residence, and we may request clarification on how any monies being invested were obtained. If you provide false or inaccurate information and we suspect fraud or money laundering we will record this. We may not forward any applications or money to third parties/product providers until our verification requirements have been met, and we will take no responsibility for any resulting delay. In circumstances where sufficient verification is not received in a timely manner after we have received completed applications, the application(s) and any monies may be returned to you.
Information on products and services
We will hold and use the information you've given us to provide the services you asked for and for statistical analysis. Your information will always be protected by strict security and will only be used in accordance with our instructions. We may contact you by post, email or phone to keep you informed about other products and services offered by Lloyd & Whyte Ltd for market research purposes, unless you've chosen not to receive such communications. If you would prefer us not to contact you, and haven't previously told us, please write to the Data Protection Officer, Lloyd & Whyte, Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. Tel +44 (0) 1823 250700; E-Mail info@lloydwhyte.com
You have the right to ask us for a copy of the information we hold about you in our records. You'll need to pay a small fee for this information. You have the right to ask us to correct any inaccuracies in your information.
Regulatory status
Lloyd & Whyte Ltd is authorised and regulated by the Financial Conduct Authority (FCA) and our Register number is 306077. Lloyd & Whyte Ltd, registered address: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. Registered in England no 3686765. These details can be checked on the FCA‘s Register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0800 1116768.
Telephone calls
We may record telephone conversations to offer you additional security, resolve complaints and improve our service standards. Conversations may also be monitored for staff training purposes.