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Top Mortgage Rates of 2021

While the rates could depend on your financial needs and profile, we did our research and picked some of the top lenders that we believe could offer you competitive rates. Compare providers below.

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We are an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which we receive compensation. This compensation may impact how and where products appear on this site, including for example, the order in which they may appear within listing categories. The scoring is determined at our own discretion and should not be considered an endorsement (express or implied). The information and vendors which appear on this site is subject to change at any time. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share and reputation, each brand's consumer volume, compensation paid to us, and general consumer interest. Quicken Loans is featured as Editor's Choice and Best Overall since, for 11 years in a row, J.D. Power has ranked Quicken Loans highest in the nation in customer satisfaction for Primary Mortgage Origination, and for the seventh year in a row, they ranked Quicken Loans as highest in the nation for Mortgage Servicing.

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National Average Mortgage Rates

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Average APRs do not include fees or points, which are determined by lenders. Individual results may vary.

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¹Based on Quicken Loans data in comparison to public data records.

*Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia, 740 FICO score and 80% LTV. 15 Year Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points. Rates effective and are subject to change without notice.

*Advertised rates: Based on a $400,000 conventional refinance loan on a single family primary residence located in Georgia, 740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 03/8/2021 and are subject to change without notice.

^**Advertised rates are effective and are based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia, with a 740 FICO score and 80% LTV. Monthly payment amount of $633 for a 30 year fixed rate/APR (monthly payment amount does not include taxes and insurance, which will result in a higher payment). The advertised APR is an estimate based on the advertised rates and estimated charges. Rates and terms are subject to change without notice.

^***Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence, 720 FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Not available in all states. Rates effective and are subject to change without notice.