Compare rewards credit cards
With over 170 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.
Today's sponsored deal
HSBC Platinum Card
- Bonus 30,000 Rewards Points offer. Conditions apply
- Annual fee waived for the first year
- 0% p.a. on Balance Transfers for 8 months
Rewards credit cards
-
-
HSBC
-
HSBC Platinum Qantas
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Escape Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$0
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$129
-
Go to site
Click for more info -
-
-
HSBC
-
HSBC Platinum
-
- Enjoy 30,000 rewards points offer. Conditions apply
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- No annual fee for the first year
-
points per $ spent
1 points per dollar on Visa, uncapped
- spend req syd-mel flight*
-
annual fees
$129$0 in the first year
-
Go to site
Click for more info -
-
-
St.George
-
St.George Amplify (Qantas)
-
- Earn Qantas Frequent Flyer points on eligible purchases
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
0.5 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$28,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req syd-mel flight*
$7,600 (on Amex, or $19,000 on MasterCard)
-
annual fees
$280$250 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude
-
- 0.0% p.a. on balance transfers for 14 months
- 20,000 bonus points for new cardholders after your first purchase
- VIP access to airport lounges around the world
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 5000 points per month
-
spend req syd-mel flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$100
-
Go to site
Click for more info -
-
-
American Express
-
American Express Platinum Rewards Credit Card
-
- 0.99% p.a. on balance transfers for 6 months for new cardmembers
- No annual fee for the first year
- Up to 55 days interest free
-
points per $ spent
1 points per dollar on Amex, up to 150000 points per year
0.5 points per dollar on Amex, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$80$0 in the first year
-
Go to site
Click for more info -
-
-
Coles
-
Coles Rewards MasterCard
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
Click for more info -
-
-
Bank of Melbourne
-
Bank of Melbourne Amplify (Qantas)
-
- Earn Qantas Frequent Flyer points on eligible purchases
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
0.5 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$28,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req syd-mel flight*
$11,875 (on Amex, or $23,750 on MasterCard)
-
annual fees
$144$114 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude Platinum
-
- 0.0% p.a. on balance transfers for 14 months
- Receive 10,000 bonus points after your first purchase
- Two cards linked to one account, apply by 31 March 2014
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month
-
spend req syd-mel flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$150
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity High Flyer Card
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Click for more info -
-
-
American Express
-
American Express Qantas Premium Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249$149 in the first year
-
Go to site
Click for more info -
-
-
BankSA
-
BankSA Amplify (Standard Rewards)
-
- Visa payWave for purchases under $100
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$19,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Awards Credit Card
-
- Earn up to 1.5 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Up to 55 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$15,833 (on Amex, or $23,750 on MasterCard)
-
annual fees
$89$59 if CBA customer when applying
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Gold Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Receive up to 15,000 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$199$99 in the first year
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Black
-
- 20,000 Qantas Points fpr new cardholds after your first purchase
- 0.0% p.a. on balance transfers for 14 months
- Complimentary Qantas Lounge passes
-
points per $ spent
1.5 points per dollar on Amex, 0.625 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$9,333 (on Amex, or $22,400 on MasterCard)
-
annual fees
$395
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Singapore Airlines Platinum
-
- 10,000 bonus points
- 0.99% p.a. on balance transfers for 6 months
- Complimentary insurance covers
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
(on Amex, or on Visa)
-
annual fees
$250
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
American Express
-
American Express Velocity Escape Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$9,500
-
annual fees
$0
-
Go to site
Click for more info -
-
-
HSBC
-
HSBC Platinum
-
- Enjoy 30,000 rewards points offer. Conditions apply
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
- No annual fee for the first year
-
points per $ spent
1 points per dollar on Visa, uncapped
- spend req syd-melb flight*
-
annual fees
$129$0 in the first year
-
Go to site
Click for more info -
-
-
HSBC
-
HSBC Platinum Qantas
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$14,000
-
annual fees
$199
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude Platinum
-
- 0.0% p.a. on balance transfers for 14 months
- Receive 10,000 bonus points after your first purchase
- Two cards linked to one account, apply by 31 March 2014
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month
-
spend req syd-melb flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$150
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity High Flyer Card
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Diamond Awards Credit Card
-
- Earn up to 3 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
3 points per dollar on Amex, 1.25 points per dollar on MasterCard, up to 1000000 points per year
-
spend req syd-melb flight*
$6,333 (on Amex, or $15,200 on MasterCard)
-
annual fees
$425$395 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude
-
- 0.0% p.a. on balance transfers for 14 months
- 20,000 bonus points for new cardholders after your first purchase
- VIP access to airport lounges around the world
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 5000 points per month
-
spend req syd-melb flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$100
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req syd-melb flight*
$7,600 (on Amex, or $19,000 on MasterCard)
-
annual fees
$280$250 if CBA customer when applying
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Gold Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Receive up to 15,000 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$9,500
-
annual fees
$199$99 in the first year
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Awards Credit Card
-
- Earn up to 1.5 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Up to 55 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-melb flight*
$15,833 (on Amex, or $23,750 on MasterCard)
-
annual fees
$89$59 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Black
-
- 20,000 Qantas Points fpr new cardholds after your first purchase
- 0.0% p.a. on balance transfers for 14 months
- Complimentary Qantas Lounge passes
-
points per $ spent
1.5 points per dollar on Amex, 0.625 points per dollar on MasterCard, uncapped
-
spend req syd-melb flight*
$9,333 (on Amex, or $22,400 on MasterCard)
-
annual fees
$395
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req syd-melb flight*
$11,875 (on Amex, or $23,750 on MasterCard)
-
annual fees
$144$114 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Platinum
-
- 0.0% p.a. on balance transfers for the first 14 months
- 10,000 bonus Qantas Points after your first eligible purchase
- Complimentary Qantas Frequent Flyer membership until 31 March 2014
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to 3750 points per month
-
spend req syd-melb flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$125
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
Commonwealth Bank
-
Commonwealth Bank Awards Credit Card
-
- Earn up to 1.5 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Up to 55 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 50000 points per year
-
spend req $100 reward*
$13,933 (on Amex, or $20,900 on MasterCard)
-
annual fees
$89$59 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req $100 reward*
$8,360 (on Amex, or $20,900 on MasterCard)
-
annual fees
$280$250 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req $100 reward*
$10,450 (on Amex, or $20,900 on MasterCard)
-
annual fees
$144$114 if CBA customer when applying
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
HSBC
-
HSBC Platinum Qantas
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Escape Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$9,500
-
annual fees
$0
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req syd-mel flight*
$7,600 (on Amex, or $19,000 on MasterCard)
-
annual fees
$280$250 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity High Flyer Card
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$7,600
-
annual fees
$289$144 in the first year
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude
-
- 0.0% p.a. on balance transfers for 14 months
- 20,000 bonus points for new cardholders after your first purchase
- VIP access to airport lounges around the world
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 5000 points per month
-
spend req syd-mel flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$100
-
Go to site
Click for more info -
-
-
St.George
-
St.George Amplify (Qantas)
-
- Earn Qantas Frequent Flyer points on eligible purchases
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
0.5 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$28,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Coles
-
Coles Rewards MasterCard
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
Click for more info -
-
-
American Express
-
American Express Platinum Rewards Credit Card
-
- 0.99% p.a. on balance transfers for 6 months for new cardmembers
- No annual fee for the first year
- Up to 55 days interest free
-
points per $ spent
1 points per dollar on Amex, up to 150000 points per year
0.5 points per dollar on Amex, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$80$0 in the first year
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req syd-mel flight*
$11,875 (on Amex, or $23,750 on MasterCard)
-
annual fees
$144$114 if CBA customer when applying
-
Go to site
Click for more info -
-
-
BankSA
-
BankSA Amplify (Standard Rewards)
-
- Visa payWave for purchases under $100
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$19,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$9,500
-
annual fees
$129
-
Go to site
Click for more info -
-
-
American Express
-
American Express Qantas Premium Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249$149 in the first year
-
Go to site
Click for more info -
-
-
Bank of Melbourne
-
Bank of Melbourne Amplify (Qantas)
-
- Earn Qantas Frequent Flyer points on eligible purchases
- 0.99% p.a. on balance transfers for 6 months
- Up to 55 interest free days on purchases
-
points per $ spent
0.5 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$28,000
-
annual fees
$79
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Awards Credit Card
-
- Earn up to 1.5 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Up to 55 days interest free on purchases
-
points per $ spent
1.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$15,833 (on Amex, or $23,750 on MasterCard)
-
annual fees
$89$59 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude Platinum
-
- 0.0% p.a. on balance transfers for 14 months
- Receive 10,000 bonus points after your first purchase
- Two cards linked to one account, apply by 31 March 2014
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month
-
spend req syd-mel flight*
$9,500 (on Amex, or $19,000 on Visa)
-
annual fees
$150
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Diamond Awards Credit Card
-
- Earn up to 3 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
3 points per dollar on Amex, 1.25 points per dollar on MasterCard, up to 1000000 points per year
-
spend req syd-mel flight*
$6,333 (on Amex, or $15,200 on MasterCard)
-
annual fees
$425$395 if CBA customer when applying
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
HSBC
-
HSBC Platinum Qantas
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
annual fees
$199
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Escape Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$0
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req syd-lon flight*
$160,000 (on Amex, or $250,000 on MasterCard)
-
annual fees
$280$250 if CBA customer when applying
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude Platinum
-
- 0.0% p.a. on balance transfers for 14 months
- Receive 10,000 bonus points after your first purchase
- Two cards linked to one account, apply by 31 March 2014
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month
-
spend req syd-lon flight*
$125,000 (on Amex, or $250,000 on Visa)
-
annual fees
$150
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity High Flyer Card
-
- Earn 1.25 Velocity Points per $1 spent
- Half annual fee waiver for the first year
- 1.9% p.a. for 12 months on balance transfers
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$100,000
-
annual fees
$289$144 in the first year
-
Go to site
Click for more info -
-
-
Coles
-
Coles Rewards MasterCard
-
- Earn 2 flybuys points per $1 spent on your eligible everyday purchases
- $49 annual fee
- Up to 62 interest free days on purchases when you pay the full balance off each month
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$49
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Diamond Awards Credit Card
-
- Earn up to 3 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
3 points per dollar on Amex, 1.25 points per dollar on MasterCard, up to 1000000 points per year
-
spend req syd-lon flight*
$83,333 (on Amex, or $200,000 on MasterCard)
-
annual fees
$425$395 if CBA customer when applying
-
Go to site
Click for more info -
-
-
American Express
-
American Express Velocity Gold Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Receive up to 15,000 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$199$99 in the first year
-
Go to site
Click for more info -
-
-
Virgin Money
-
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
-
- 0.0% p.a. on balance transfers for 14 months
- Earn 1 Velocity Point per $1 spent on eligible purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-lon flight*
$232,000
-
annual fees
$129
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Black
-
- 20,000 Qantas Points fpr new cardholds after your first purchase
- 0.0% p.a. on balance transfers for 14 months
- Complimentary Qantas Lounge passes
-
points per $ spent
1.5 points per dollar on Amex, 0.625 points per dollar on MasterCard, uncapped
-
spend req syd-lon flight*
$85,333 (on Amex, or $204,800 on MasterCard)
-
annual fees
$395
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req syd-lon flight*
$206,250 (on Amex, or $312,500 on MasterCard)
-
annual fees
$144$114 if CBA customer when applying
-
Go to site
Click for more info -
-
-
American Express
-
American Express Platinum Rewards Credit Card
-
- 0.99% p.a. on balance transfers for 6 months for new cardmembers
- No annual fee for the first year
- Up to 55 days interest free
-
points per $ spent
1 points per dollar on Amex, up to 150000 points per year
0.5 points per dollar on Amex, uncapped -
spend req syd-lon flight*
$125,000
-
annual fees
$80$0 in the first year
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Platinum
-
- 0.0% p.a. on balance transfers for the first 14 months
- 10,000 bonus Qantas Points after your first eligible purchase
- Complimentary Qantas Frequent Flyer membership until 31 March 2014
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to 3750 points per month
-
spend req syd-lon flight*
$128,000 (on Amex, or $256,000 on MasterCard)
-
annual fees
$125
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
American Express
-
American Express Velocity Gold Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Earn up to 2 Velocity Points per $1 spent on eligible purchases
- Receive up to 15,000 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Insurance|Purchase Protection|Account alerts by SMS
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Gold Awards Credit Card
-
- Earn up to 2 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on MasterCard, up to 75000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 125000 points per year -
spend req syd-lon flight*
$206,250 (on Amex, or $312,500 on MasterCard)
-
privileges
Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
American Express
-
American Express Qantas Premium Card
-
- 0.99% p.a. on balance transfers for the first 6 months
- Receive up to 30,000 extra Qantas Points
- Enjoy 2 Qantas Club Lounge invitations every year
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Travel Insurance|Purchase Protection|Account alerts by SMS|Two Qantas Club invitations per year when you spend at Qantas.
-
Go to site
Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
HSBC
-
HSBC Platinum Qantas
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0.0% p.a. on balance transfers for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection|Guaranteed Pricing
-
Go to site
Click for more info -
-
-
American Express
-
American Express Platinum Rewards Credit Card
-
- 0.99% p.a. on balance transfers for 6 months for new cardmembers
- No annual fee for the first year
- Up to 55 days interest free
-
points per $ spent
1 points per dollar on Amex, up to 150000 points per year
0.5 points per dollar on Amex, uncapped -
spend req syd-lon flight*
$125,000
-
privileges
Purchase Protection|
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Diamond Awards Credit Card
-
- Earn up to 3 Awards points for every dollar spent on eligible purchases
- 5.99% p.a. on balance transfers for 5 months
- Earn up to 1 million Awards points each year
-
points per $ spent
3 points per dollar on Amex, 1.25 points per dollar on MasterCard, up to 1000000 points per year
-
spend req syd-lon flight*
$83,333 (on Amex, or $200,000 on MasterCard)
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Altitude Platinum
-
- 0.0% p.a. on balance transfers for 14 months
- Receive 10,000 bonus points after your first purchase
- Two cards linked to one account, apply by 31 March 2014
-
points per $ spent
2 points per dollar on Amex, 1 points per dollar on Visa, up to 7500 points per month
-
spend req syd-lon flight*
$125,000 (on Amex, or $250,000 on Visa)
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
American Express
-
American Express Platinum Edge Credit Card
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- Annual domestic economy return flight
- Up to 55 days interest free on purchases
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Insurance
-
Go to site
Click for more info -
-
-
St.George
-
St.George Platinum
-
- 0.0% p.a. on balance transfers for 9 months
- 0.0% p.a. on purchases for 12 months
- Visa PayWave for purchases under $100
-
points per $ spent
- spend req syd-lon flight*
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection|Guaranteed Pricing
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Singapore Airlines Platinum
-
- 10,000 bonus points
- 0.99% p.a. on balance transfers for 6 months
- Complimentary insurance covers
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$66,667 (on Amex, or $200,000 on Visa)
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth Bank Platinum Awards Credit Card
-
- Enjoy up to $200 cashback
- Earn up to 2.5 Awards points for every dollar spent on eligible purchases
- Up to 55 days interest free on purchases
-
points per $ spent
2.5 points per dollar on Amex, 1 points per dollar on MasterCard, up to 150000 points per year
1 points per dollar on Amex, 0 points per dollar on MasterCard, up to 250000 points per year -
spend req syd-lon flight*
$160,000 (on Amex, or $250,000 on MasterCard)
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
Bank of Melbourne
-
Bank of Melbourne Platinum
-
- 0.0% p.a. on balance transfers for 9 months
- 0.0% p.a. on purchases for 12 months
- Visa payWave for purchases under $100
-
points per $ spent
- spend req syd-lon flight*
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
Westpac
-
Westpac Earth Platinum
-
- 0.0% p.a. on balance transfers for the first 14 months
- 10,000 bonus Qantas Points after your first eligible purchase
- Complimentary Qantas Frequent Flyer membership until 31 March 2014
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to 3750 points per month
-
spend req syd-lon flight*
$128,000 (on Amex, or $256,000 on MasterCard)
-
privileges
Concierge|Travel Insurance|Extended Warranty|Purchase Protection
-
Go to site
Click for more info -
-
-
BankSA
-
BankSA Platinum Card
-
- 0.0% p.a. on balance transfers for 9 months
- 0.0% p.a. on purchases for 12 months
- Visa payWave for purchases under $100
-
points per $ spent
- spend req syd-lon flight*
-
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Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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