Ready For Zero Just Shut Down, Here's Where to Track Your Debt Now

Last year, online lender Avant bought ReadyForZero, a pretty robust debt tracker and management tool. Unfortunately, they recently shut down the platform, though, deactivating user accounts. If you need a new debt planner, here's where to look.

ReadyForZero was useful because it helped visualize your debt goals. It was easy to see how much interest you paid every month, and as you paid down your debt, you could see your progress. What's more, it also tracked your credit score. The good news is, there are other apps and tools that do the job.

Student Loan Hero: For student loans, Student Loan Hero is a comparable (free) alternative web app. You enter your financial details, get a repayment plan and the tool tracks your debt payoff as you stick to this plan.

Mint.com's Goals feature lets you track any kind of debt payoff, from loans to credit cards. It's pretty simple-you enter your debt, how much you can afford to throw at it each month, and the tool tells you when you can expect to be debt free. It will track your progress throughout the month, too. Best of all, Mint also offers free credit monitoring.

LearnVest: If you're looking for something a bit more hands-on, LearnVest has a paid option that connects you with an actual Certified Financial Planner. They help you design a customized repayment plan based on your own situation and finances, then you set a debt-free date and keep track of your goal via their app. You can also use the app for free if you just want a financial checkup.

And there are plenty of simpler, mobile apps that track your debt goals, too. Debt Free for iOS is $0.99, but you can track the progress of multiple debts, get detailed payment schedules, and access their built-in debt calculators. Debt Payoff Planner (also $0.99) is a similar tool for Android users.

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